Saint Barthélemy, known as St. Barths is not just a getaway for the ultra-wealthy—it has become a major draw for real estate investors looking for lucrative opportunities. Housing some of the world’s most expensive real estate, on this small island of just over 10,000 people, villas can cost up to 5 million euros. Not to mention, if you’re looking for beachside properties that price can quadruple. And what makes St. Barths even more attractive is its natural Caribbean Sea beauty and elite reputation making it a popular luxury tourist destination.
It has evolved into a beacon for those seeking to develop, refinance, or acquire land. But this island paradise is not without its challenges. While the opportunity is there, not many lenders in the U.S. are willing to invest on land deals in the Caribbean based on a lack of experience. So unfortunately this golden opportunity has been more or less of an elusive pipe dream for real estate investors and developers—but it is not impossible if you choose the right private lender.
Since investment abroad isn’t always straightforward, it’s crucial to partner with a private lender familiar with international deals. You need a lender with a network and the know-how to successfully cross borders to close deals quickly, often in a matter of days rather than months.
In any case, using personal money is inherently risky, and many don’t want to invest their own capital. This is a prime reason borrowers apply for funding that could help with acquisition, construction costs, refinancing or even if the property is in distress. For some borrowers with credit issues, it’s also advantageous to partner with a lender that focuses on the merits of the investment, rather than the investors credit history.
At the end of the day, St. Barths represents an incredible return on investment opportunity. However, before you dive in it’s important to know all the hurdles and how a private lender with global experience can help you to succeed.